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 Challenge
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PC-based POS systems are a popular means of accepting payments in restaurants and retail. To accept payments, these PC-based software systems must be integrated with a payment application. For developers of these POS systems, it is important to select the best integrated payments software.
Among the concerns facing developers and users of POS systems is security. Hosting the payment application on a PC creates a security issue, as networked PCs can be vulnerable to attack from viruses and hackers. For developers, achieving and maintaining PCI PA-DSS compliance is costly and time consuming. Achieving certifications from payment processors is also a significant drain on resources for developers. For the merchant, accepting payments requires effort to operate and support - an effort that can be made less cumbersome with simple tools.
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Solution |
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Precidia's TransNet solution improves the way payments are processed and managed. TransNet is a payment engine application that is housed on a secure POSLynx220series device. The TransNet/POSLynx220 solution is PCI PA-DSS validated and pre-certified to payment processors, allowing developers to focus on their core business, rather than devote scarce resources to audits and certifications. In addition, because TransNet is housed on a secure Precidia device, the payment application no longer resides on the vulnerable PC.
Precidia works with many of the industry's most popular POS systems, including Logivision, Micro$ale, Maitre'D, FocusPOS, Comtrex, CrystalPoint, ParTech PixelPoint, iSiva and InFusion, seamlessly emulating their existing payment application while providing additional flexibility and cost savings from choosing any processor. The PCI PA-DSS validated TransNet also delivers value adds not available with other payment applications, such as the ability to add gift and loyalty card processing or route transactions to multiple processors by card type, all without extra cost. The TransNet solution also features active management from NetVu and MerchantVu, delivering 24/7 remote monitoring, management and alerts accessible from a standard web browser.
Precidia also provides developers with several methods to integrate TransNet with their software, to ensure the process is as simple as possible. Explained in TransNet XML: Information for Developers, these methods allow developers to offer a simple, secure way of providing a PCI PA-DSS validated solution without the time and expense of an audit, leaving this responsibility with Precidia.
TransNet's approach to payment integration responds to the key issues facing developers and users of POS Systems:
Security
Advanced cardholder data security is one of the key benefits of choosing TransNet to process payments. Developers can offload the responsibility of PCI PA-DSS compliance and continue to focus on their core business - TransNet is PA-DSS validated and is always up to date. TransNet's features even include tools to help merchants meet their PCI-DSS compliance mandate.
Management, Monitoring and Alerts
TransNet delivers significant value beyond the transaction itself, with the NetVu management server and the MerchantVu store-level portal. Together, they offer a rich suite of management tools unmatched in the retail payments industry. These tools include remote deployment, 24/7 access to data, a series of alerts for network failure, suspicious transactions or incomplete batch closure. Many VARs and ISOs who are managing multiple locations depend on these tools to deliver efficient 24/7 support to merchants. For a full description of the many management tools and features in TransNet, visit the NetVu and MerchantVu pages.
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How It Works |
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TransNet works transparently, constructing the transaction into its appropriate format for transport from the PC-based POS system to the processor's host. The POSLynx220 transports these transactions to the host, while delivering peace of mind with features such as SSL, field tested firewalling and automatic dial back-up. TransNet is pre-certified to most credit, debit, gift and loyalty card payment processors and can work with any existing application, providing the comfort of known interfaces with the security of TransNet.
More information for developers of POS applications can be found in TransNet XML: Information for Developers.
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Benefits |
- PCI PA-DSS validated design eliminates audits & recertifications for developers
- Simple integration methods make it easy to get merchants up and running
- Secure payments solution for vulnerable PCs, with field tested firewalling and SSL encryption
- Pre-certified to all major processors
- NetVu delivers 24/7 access to network and device data, remote deployment, application downloads and configuration and problem detection.
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- MerchantVu delivers 24/7 access to transaction data, customized email/pager/text alerts, reports and administrative tools such as batch closing and settlement.
- Seamless to existing set-up for merchants
- Hardware integration (POSLynx220) for additional devices, such as check readers, scanners, security cameras or even ATMs
- NetVu delivers remote application downloads, configuration and problem detection, offering new 24/7 support capabilities
- Proven reliability with features such as automatic dial back-up in case of network failure
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| Working with Industry Leaders: |
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| Customer Testimonial |
| "TransNet was easy to work with, bringing our merchants a new option for integrated payments. With processors pre-certified and the system PA-DSS validated, this solution takes much of the legwork out of accepting cards for payment.” |
Peter Bohonis
President
Logivision |
| "We are seeing security become very important, with the PA-DSS industry standard recently announced for every player in the retail payments industry, including the merchant. Precidia's TransNet payment engine offers a range of payment features and capabilities and can assist merchants in the security of cardholder data." |
Robert Kantor
Software Solutions' Director of Compliance
ParTech, Inc. |
Read More Testimonials  |
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