PC Payment Systems

PC systems have gained popularity for their user friendliness, feature-rich design and ability to easily integrate multiple applications, from inventory to email. However, as data security concerns mount with the PCI compliance mandate, many question whether PC systems are secure enough to handle critical cardholder data. Running multiple applications, PC systems are vulnerable to viruses and other security threats which make them a less secure option for processing payments. The answer? Precidia's POSLynx220™ with the TransNet™ payment engine. This unique solution, part of Precidia's complete Payment System, integrates full card payment capability with any existing PC. Unlike other payment applications, Precidia's TransNet is housed on its popular POSLynx220 payment router, delivering security that exceeds what a payment application alone can provide. TransNet delivers all of the features and functionality of a payment application, while offering features only available in Precidia's technology: PCI compliance management, peripheral integration and remote management.

Application Developers choose POSLynx220 with TransNet to shorten lengthy development cycles by freeing up resources dedicated to cardholder security compliance and PCI responsibility. With TransNet, the application is already compliant, as well as pre-certified to Precidia's comprehensive list of payment processors. Delivering 'PCI insurance', the payment engine receives ongoing updates as new threats and standards evolve, ensuring the merchant remains compliant without any modifications going forward. n fact, the addition of TransNet is seamless to the existing application, with no changes to its look or functionality. In addition, TransNet's design eliminates the cost and headache of yearly audits. Featuring a user-friendly payment interface (TransNet-VT), TransNet helps developers eliminate non-revenue producing development work, while helping your Dealers drive new sales revenue and customer loyalty.

Dealers choose the Payment System's more secure card payments alternative for merchants to open a new revenue stream. TransNet takes card transactions of any type, from credit to debit, loyalty and gift, processing the card from its user friendly payment interface (TransNet-VT) to the merchant's processor. Nothing changes from the merchant's point of view, with the user interface housed as always on the PC. For the Dealer, however, new opportunities are created. The Payment System's remote monitoring and management capabilities help the Dealer to provide 24/7 support without leaving the office. Together with pre-certification to processors, and PCI compliance management, this feature rich solution paves the road to success for Dealers.

Processors appreciate TransNet's complete cardholder security solution. Its design delivers opportunity for processors with small business customers. Transnet-VT gives these customers a turnkey payment processing solution, which includes a user friendly interface/pinpad. A simple, secure payment solution that works with any POS device, TransNet also eliminates the need to certify multiple applications - it needs only to be done once.

TransNet works transparently behind the scenes, constructing the transaction into its appropriate format for transport from the PC to the processor's host. The Payment System's server, the POSLynx220, acts as the router for these transactions, while delivering peace of mind with features such as SSL, field tested firewalling and dial back-up.

TransNet can work with any existing application, providing the comfort of known interfaces with the security of TransNet, behind the scenes.

For businesses who require a payment interface, TransNet-VT offers a complete interface for entering transactions. This capability makes TransNet truly a 'one-stop' solution to card acceptance and processing.